College and Student Loan Planning Essentials

Format: Certificate Program
Track: Financial Planning
Premier CE: 15 credits, including 6 tax & regulations credits, for CIMA®, CPWA®, and RMA® certifications
CFP CE: 15 credits
Cost: $895, or discounted with Signature or Elite benefits

Due to the rising costs of higher education and all-time high student loan debt levels, individuals and families are relying more than ever on advisors to help them navigate the financial complexities associated with saving for and paying for college. This course is designed for advisors and financial professionals who wish to become more knowledgeable in the areas of education funding, financial aid planning, and student loan advising.

Read the full description below.


REGISTRATION & FEES (USD)
$895
$671.25 with Signature benefits
$537 with Elite benefits

Register

CONTINUING EDUCATION

Learners must watch the program in its entirety to earn continuing education (CE) credit. The following entities have accepted it for CE credit:

Investments & Wealth Institute® 

  • 15 hours of CE credit, including 6 tax & regulations hours, for CIMA®, CPWA®, and RMA® certifications
  • Audit-proof, Premier CE
  • Automatically uploaded to your certification record(s) upon completion (may take up to 24 hours to be reflected)

CFP Board

  • 15 hours of CE for CFP® certification 
  • Learners must view each video and pass each section quiz with a 70% or higher passing grade
  • Reported on your behalf to CFP Board within 2 weeks of completing the full program.
EXPIRATION

One year from the date purchased

ACCESS INSTRUCTIONS

Upon successful registration, learners will receive two emails: one including a transactional receipt and a second including navigation instructions for accessing the content. Access instructions are also included below:

  1. Log in to the Investments & Wealth Institute website, and click "Dashboard" in the upper right corner.
  2. From the Dashboard, click the "My Online Learning Center" link in the left navigation.
  3. Once re-directed to the Online Learning Center platform, your content is located under the heading My Courses on the main page. Alternatively, you can find it in the My Learning tab across the top navigation.

Please monitor your inbox and spam folders for these communications or contact the education department at education@i-w.org for assistance.

College and Student Loan Planning Essentials


Due to the rising costs of higher education and all-time high student loan debt levels, individuals and families are relying more than ever on advisors to help them navigate the financial complexities associated with saving for and paying for college. This course is designed for advisors and financial professionals who wish to become more knowledgeable in the areas of education funding, financial aid planning, and student loan advising.

The following topics will be covered in the course: education funding, financial aid planning, planning with education tax deductions and credits, student loan advising, practical planning strategies for high-income and high-net-worth individuals, practical planning strategies for business owners, practical planning strategies for divorced couples and blended/modern families, and practical planning strategies for grandparents.  

Developed by the American Institute of Certified College Financial Consultants and powered by the Investments & Wealth Institute, the curriculum combines a best-in-class learning experience with practical takeaways that can be applied immediately to add value for individuals and families across all income and wealth spectrums.

PROGRAM MODULES:

  • Module 1: Education Funding
    • Projecting College Costs and Required Savings
    • Qualified Tuition Programs (529 Plans)
    • Coverdell Education Savings Accounts (CESA)
    • Traditional and Roth IRAs
    • UTMA/UGMA Accounts
    • Taxable Investment Accounts
  • Module 2: Financial Aid Planning
    • Determining Financial Need
    • EFC/SAI Methodologies
    • Public vs Private College Comparison
    • Verification and Award Letter Appeals
  • Module 3: Planning with Education Tax Deductions and Credits
    • Education Tax Deductions
    • Education Tax Credits
  • Module 4: Student Loan Advising
    • Student Loan Options
    • Student Loan Repayment Plans
    • Student Loan Forgiveness Programs
  • Module 5: Practical Planning Strategies for Different Client Groups
    • High-Income and High-Net-Worth Individuals
    • Business Owners
    • Divorced Couples and Blended/Modern Families
    • Grandparents

Strategic Partner



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Course Contributor


Ross Riskin

Ross A. Riskin, DBA, CPA/PFS, CCFC, MS Tax

Chief Learning Officer, Investments & Wealth Institute
 

Dr. Riskin serves as Chief Learning Officer for the Investments & Wealth Institute and he is recognized as a thought leader and expert in the areas of tax planning, college planning, and student loan advising, and he is the author of The Adviser’s Guide to Education Planning: 1st, 2nd, and 3rd Editions, which are published by the AICPA.

He has been quoted in media outlets such as the Wall Street Journal, CNBC, Yahoo Finance, US News, The New York Times, and Investment News, and has also been published in journals such as the Journal of Wealth Management, Journal of Financial Planning, Journal of Accountancy, Tax Notes, and the Journal of Multistate Taxation and Incentives.

Group Sales


This course can be customized and registration discounts are available for large groups. For information on group pricing, please contact our sales team:

Lara Davies | U.S., East
Email: ldavies@i-w.org
Phone: 303-850-3081

Suzie Byrnes | U.S., West and Mid-West 
Email: sbyrnes@i-w.org
Phone: 303-850-3093

Asif Nasim | Outside Continental U.S.
Email: ansim@i-w.org
Phone: 416-455-6569