Retirement Management Forum

Clients of all ages are looking for expertise in retirement planning, especially when it comes to holistic, multidisciplinary planning for an entire household. As clients shift from an accumulation of assets to decumulation, their needs and mindset changes significantly. If you are looking for a better way to support your retirement clients, join our day-and-a-half conference to discover practical tools and techniques.

Dana Anspach, Founder and CEO

Sensible Money, LLC

Dana Anspach, founder and CEO, Sensible Money, LLC, founded her fee-only registered investment advisory firm with the goal of providing the type of planning needed to align her client’s finances for their transition out of the work force. She is the author of Control Your Retirement Destiny and Social Security Sense.
 

Richard Bowen, Senior Lecturer II of Accounting

The University of Texas at Dallas

According to the Wall Street Journal, CBS Evening News, and 60 Minutes, Richard Bowen is the Citigroup whistleblower who repeatedly warned Citi executive management about risky business practices and potential losses related to mortgage lending. As a Business Chief Underwriter for Citigroup during the housing bubble financial crisis meltdown, he saw fraud firsthand inside the organization. Mr. Bowen has a BS in Mechanical Engineering from Texas Tech University and a Masters of Business Administration from the University of Texas at Austin. He is a Certified Public Accountant and was named CPA of The Year (2012) by the Dallas Society of CPA’s and Dallas’ D CEO Magazine recognized him as the 2012 recipient of its annual Financial Executives Award for Excellence in Corporate Governance.

Devin Ekberg, Chief Learning Officer, Managing Director of Content Development

Investments & Wealth Institute

Devin Ekberg, CIMA®, CPWA®, CFA® is Chief Learning Officer, Managing Director of Content Development for the Investments & Wealth Institute. He oversees the development and delivery of Institute conferences, online education, and print publications. Mr. Ekberg is an expert in security analysis and financial analysis, and has developed educational products for investment consultants, wealth advisors, and individual investors. He earned his Master’s degree in Investment Management and Financial Analysis from Creighton University. He also holds three advanced certifications: Chartered Financial Analyst® (CFA®) from the CFA Institute, Certified Private Wealth Advisor® (CPWA®) and Certified Investment Management Analyst® (CIMA®) from the Investments and Wealth Institute. He currently serves on the investment committees for two non-profit foundations.
 

John Diehl, Senior Vice President

Hartford Funds

John Diehl, CFP®, ChFC®, CLU®,  is senior vice president of Strategic Markets for Hartford Funds. He and his team are responsible for engaging and educating financial advisors and their clients about current and emerging opportunities in the financial-services marketplace. These opportunities range from tactical strategies in areas such as retirement-income planning, investment planning, and charitable planning, to anticipating and preparing for long-term demographic and lifestyle changes. John also oversees Hartford Funds’ relationship with the Massachusetts Institute of Technology AgeLab.

Kelly Ferrin, Gerontologist and Longevity Expert

As a gerontologist and longevity expert, Kelly has been studying aging and retirement issues for over 30 years. Her work in the financial services industry has provided a new perspective on planning for retirement as a completely redefined phase of life. The LifeSpan, HealthSpan, and WealthSpan aspects of Longevity Management are creating a shift in thinking to help better communicate and plan for all aspects of a client’s life. She has been featured on Good Morning America, Oprah and the Today Show.

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Francois Gadenne, Executive Director

The Curve, Triangle, & Rectangle Institute (CTRI)

François Gadenne is a serial, private, and social Fintech entrepreneur with 40 years of experience. He emigrated from France to the United States in his early twenties after completing a Baccalaureat in Mathematics, Latin, & Greek, and receiving a diploma from the Ecole Superieure the Commerce de Paris. He also completed an MBA from the J. L. Kellogg Graduate School of Management at Northwestern University. In the 2000s and for nearly a decade, he was a Lecturer at Boston University, teaching FI728 “Principles of Finance,” Professor Zvi Bodie’s class in the Master of Science in Investment Management (MSIM) program. In terms of employment with large financial institutions, François served as general manager of S&P’s Retirement Services group for two years. He also worked for nearly ten years as a knowledge-engineering “intrapreneur” at the Bank of Boston (now Bank of America), including The Private Bank. In the early 1980s, François provided CEOs and boards with strategy consulting as an Associate of Braxton and through its acquisition by Deloitte. As a Senior Staff Member at Arthur D. Little, in the late 1980s, he led a team building a weather forecasting expert-system for NASA.
 
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Joseph Gordon, Managing Director

Gordon Asset Management, LLC

Joe Gordon holds the Certified Investment Management Analyst (CIMA®) certification through the Investments & Wealth Institute, the Certified Financial Planner (CFP®) certification administered by the Certified Financial Planner Board of Standards, Inc., and the Accredited Investment Fiduciary Analyst (AIFA®) designation, originally through the Center for Fiduciary Studies. He received a Certified Behavioral Finance Analyst designation administered by the Allianz Global Investors Center for Behavioral Finance. Regarding insurance and employee benefits, Joe holds the Chartered Financial Consultant (ChFC®) and Chartered Life Underwriter (CLU®) designations through the American College in Bryn Mawr, PA. He also holds a Masters degree in financial services from the American College. Mr. Gordon is an expert in pension consulting and employee benefits as an associated professional Mmember of the American Society of Pension Professionals and Actuaries, a member of the National Association of Plan Advisors, serves on the Leadership Council of NAPA and the Government Affairs Committee.
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Carlos Gutierrez , Chair

Albright Stonebridge Group

Carlos Gutierrez is Chair of Albright Stonebridge Group. Secretary Gutierrez served as U.S. Secretary of Commerce from 2005 to 2009 under President George W. Bush, where he worked with foreign government and business leaders to advance economic relationships, enhance trade, and promote U.S. exports. Secretary Gutierrez also played a key role in the passage of landmark free trade agreements that remove trade barriers, expand export opportunities, and boost global investment.

Mark Hackett, Chief of Investment Research

Nationwide

Mark Hackett is a leader for Nationwide’s capital markets analysis and thought leadership initiative, developing content to educate financial advisors and their clients on financial markets and implications for investors. In this role, he is responsible for asset class research, market commentary, white papers and topical market pieces. He has been featured in numerous financial publications and webinars. Mark brings more than 20 years of experience in the asset management industry, including roles in research for both Nuveen and Vanguard Group and as a portfolio manager for Nuveen. He began his investment career at the Vanguard Group as a research associate in the fixed income group. He earned his Bachelor of Science in Business Administration with concentrations in Finance and Economics at the University of Richmond, holds Chartered Financial Analyst (CFA) and Chartered Market Technician (CMT) designations and is a member of the CFA Institute.

David Harris, Vice President

Nationwide Retirement Institute

David W. Harris joined Nationwide in 1997. As a vice president for the Nationwide Retirement Institute, Harris is dedicated to educating advisors, clients, plan sponsors and plan participants about the latest in retirement income solutions. He stimulates the thinking and actions of professionals as they navigate the changing world of retirement. Harris is a graduate of The Ohio State University, where he majored in finance. He is FINRA Series 26 and 6 licensed and Ohio Life and Health licensed. His experience includes strategies for retirement income planning, long-term care, Social Security, Medicare and Medicaid.
 

Jamie Hopkins, Director of Retirement Research

Carson Wealth

Jamie Hopkins, Esq., LLM, MBA, CFP®, RICP®, is the Director of Retirement Research at Carson Wealth and a finance professor of practice at Creighton University's Heider College of Business. In addition, he is a former professor of Taxation at The American College, where he helped co-create the Retirement Income Certified Professional® (RICP®) education program. Mr. Hopkins strives to increase the retirement income security of Americans by delivering practical and trusted retirement research and education. His most recent book, Rewirement: Rewiring The Way You Think About Retirement, details the behavioral finance issues that hold people back from a more financially secure retirement. InvestmentNews named him one of the top 40 financial service professionals under the age of 40 and he was also selected by The American Bar Association as one of the country's top 40 Young Attorneys. In 2017, Trusts & Estates Journal awarded Hopkins the Distinguished Author Award for his article on the Department of Labor Fiduciary Rule. He holds his LLM in Taxation from Temple University School of Law and his JD from Villanova University School of Law.

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Cynthia Hutchins, Director of Financial Gerontology

Bank of America Merrill Lynch

Cynthia Hutchins, director of financial gerontology, Bank of America Merrill Lynch, works closely with financial advisors to provide training, education, resources, and one-on-one attention to engage clients on the topics of aging, longevity, retirement, and later life planning. With more than 30 years of experience in the wealth management and retirement industry, Ms. Hutchins has been deeply involved in the development of a new approach to helping pre-retirees and retirees prepare for retirement across seven life priorities, including work, leisure, health, finance, family, giving and home. She was also central to the creation of the Merrill Lynch Longevity Training Program, developed in partnership with the USC Leonard Davis School of Gerontology to help Merrill Lynch financial advisors better understand and address the evolving needs of the nation’s aging population and their families. She earned a B.S. in business and finance, Towson University, and a master’s degree in gerontology, University of Southern California.
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Larry Jacobson, Author

Buoy Coaching

"Retirement is not the end, but rather the opportunity for a new beginning,” says Larry Jacobson, a leading authority on non-fiscal retirement planning. Mr. Jacobson uses his own successful experience from his business career, retiring from the corporate world, and from achieving his personal dreams, as proven models for his coaching. His experience has attracted entrepreneurs, CEO’s, doctors, attorneys, teachers, public figures and political candidates. Not accepting that retirement is a time to stop growing, he coaches clients to discover untapped passions beyond their previous career. He then combines these passions with the knowledge from their vocation to build a plan of action incorporating both into a retirement of fulfillment and purpose. Mr. Jacobson is a recognized thought leader in the field of non-fiscal retirement planning, which is gaining popularity as a supplement to traditional fiscal planning. His personal coaching and award-winning online video classroom was developed by reverse engineering his own successful experience and that of his clients. Mr. Jacobson successfully transitioned from CEO to sailor and achieved his dream of sailing around the world. His next transition was from sailor to a six-time literary award-winning author and motivational speaker. Now Buoy Coaching focuses on coaching programs that rethink and redefine retirement. The groundbreaking program, Sail Into Retirement™, which combines home study and personal coaching feedback, has quickly achieved notoriety as the gold standard in the field.
 
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Michael Lonier, President

Lonier Financial Advisory LLC

Michael Lonier is a goals-based fee-only independent financial planner and retirement income specialist, and follow the RMA® method for retirement planning. Mr. Lonier started Lonier Financial Advisory LLC, a Florida RIA, in 2011 after a 33-year career as a corporate executive in the publishing industry, planning and managing capital investments in advanced technology within publishing enterprises and running publishing operations for Time Inc., Thomson Medical Economics, US News and World Report/The NY Daily News, and The Deal LLC.

Mr. Lonier developed R-MAP Planner™, a spreadsheet application based on the RMA planning process, as a tool for lifecycle financial planners to evaluate and create a financial plan for clients. R-MAP™ is a pioneering tool for managing household savings and investments that is based on the strength of the household balance sheet and not on the arbitrary allocation formulas or unreliable “risk tolerance” questionnaires used by the investment management industry.

Mr. Lonier earned a BFA from the University of Notre Dame and a MFA from the University of Florida, both in creative photography. For ten years,he taught photography as an adjunct professor at FIT-SUNY and at Ramapo College, and remain a dedicated creative photographer. For nine years, he served as a trustee and Vice President of the Ramsey (NJ) Free Public Library Board of Trustees.
 
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Marcia Mantell, President

Mantell Retirement Consulting, Inc.

For more than 25 years, Marcia Mantell has helped the country's foremost financial services firms and advisors increase their knowledge of complex retirement concepts and regulations. She has a remarkable ability to translate those concepts into everyday language that educates and motivates real people to take the right steps to achieve the retirement they desire. As the President of Mantell Retirement Consulting, Inc. (founded in 2005) she regularly partners with financial institutions in the U.S. and Canada to help support the customers they serve across the retirement spectrum—from a focus on saving, to the transition into retirement, and then, how to organize and manage income to last a lifetime. 

Eric Matlin,

Eric Matlin has concentrated his law practice on estate planning for over 25 years. He has helped thousands of families with their estate plans, always striving to achieve a meeting of the minds regarding clients’ goals and delivering quality representation to meet those goals. He believes in maximum transparency in pricing and service, which is why Matlin Law Group offers free initial estate planning consultations coupled with flat-fee pricing for most clients. Mr. Matlin's latest book, Not Dead Yet, So Plan Your Estate (Ozanam Publishing, 2019—Amazon.com and MatlinLawGroup.com, is a serious estate planning handbook which includes a hand-drawn graphic novel that demonstrates the kind of nightmares that occur when people do not plan for life’s uncertainty and death’s finality.

Anne Meagher, Director

Advanced Consulting Group

Anne L. Meagher joined the Advanced Consulting Group in 2015, bringing over 20 years of experience in the life insurance industry. Her most recent focus was on corporate-owned and bank-owned life insurance, purchased largely to fund nonqualified deferred compensation plans ranging in size from small to those with more than $200 million in liabilities. In addition, she has experience with split dollar plans, qualified retirement plans and executive benefits in tax-exempt entities. Anne has a Bachelor of Arts degree in Political Science from the University of Michigan and her Juris Doctor from the Northwestern School of Law at Lewis & Clark College in Portland, Oregon. She is a member of the Oregon State Bar and is a Chartered Life Underwriter and Chartered Financial Consultant. Anne’s focus is primarily on benefit plans designed to recruit, reward and retain key employees, including plans that utilize life insurance solutions.

Marc Milstein, Scientist, Researcher and Professional Speaker

Dr. Milstein is a scientist, researcher, and professional speaker who makes cutting-edge health and wellness research approachable, and empowers his audience to apply these vital findings to their work and daily lives.

He earned both his PhD in biological chemistry and his Bachelor of Science in molecular, cellular, and developmental biology from UCLA. His doctoral research uncovered the role of a protein called “R1N1,” that suppresses breast cancer. Interestingly R1N1 is also involved in memory and Dr. Milstein is fascinated by how the brain and body work in concert. Dr. Milstein has conducted research on topics including genetics, cancer biology, neuroscience, and infectious disease and his work has been published in multiple scientific journals. Dr. Milstein received the prestigious California Breast Cancer Research Fellowship Award in recognition of his work.

Robert Powell, Editor

TheStreet’s Retirement Daily

Robert Powell, Editor of TheStreet’s Retirement Daily, is longtime financial journalist, and a regular contributor to TheStreet, Income Seeker and USA Today. He also serves as editor of the Retirement Management Journal, a peer-reviewed professional journal published by Investments and Wealth Institute and program/curriculum director of the online Retirement Management Analyst program at Salem State University. Previously, he served as editor of Retirement Weekly; was managing director of Dalbar, a mutual fund research and publishing concern; and managing director of Acadient, an online financial education company. He has written about personal finance, investments, and retirement since 1986.
 

Michelle Silver, Associate Professor

University of Toronto

Michelle Silver is an associate professor at the University of Toronto where she holds joint appointments in the Department of Sociology and the Interdisciplinary Centre for Health and Society. Her recent book, Retirement and Its Discontents: Why we won’t stop working even if we can (2018), draws from in-depth interviews with a range of professionals that capture the need to create new retirement strategies. Her work has been featured in Forbes, the Times Literary Supplement, Zoomer, Next Avenue, The Globe and Mail, Global News, and other popular media sources.
 

David Harris, Vice President

Nationwide Retirement Institute

David W. Harris joined Nationwide in 1997. As a vice president for the Nationwide Retirement Institute, Harris is dedicated to educating advisors, clients, plan sponsors and plan participants about the latest in retirement income solutions. He stimulates the thinking and actions of professionals as they navigate the changing world of retirement. Harris is a graduate of The Ohio State University, where he majored in finance. He is FINRA Series 26 and 6 licensed and Ohio Life and Health licensed. His experience includes strategies for retirement income planning, long-term care, Social Security, Medicare and Medicaid.

Ryan Smith, Elder Law Attorney

Matlin Law Group

Ryan Smith is a 2008 graduate of Pennsylvania State University and a 2011 graduate of the University of Pittsburgh School of Law. He began his career in general and corporate practice at the firm of Sherrard German & Kelly, P.C. in Pittsburgh, Pennsylvania before transitioning into work that gave him the opportunity to work more closely with individual and family clients. He joined Matlin Law Group in 2014 when he relocated to Chicago and focused his practice almost solely on Estate and Medicaid Planning, Estate and Trust Administration, and Probate. Mr. Smith is licensed to practice in Illinois and is a member of the Greater North Shore Estate & Financial Planning Council and the National Academy of Elder Law Attorneys (NAELA).