RMA Education Capstone

The RMA Education Capstone is one step in the RMA certification process. The Pathway to Certification includes all three Levels of the RMA Program and offers members a savings of $845 over buying the same components separately. You can register just for the Capstone here or see the information below to link to the Pathway to Certification.

  • Sunday
    May 05, 2019
  • Monday
    May 06, 2019
  • Tuesday
    May 07, 2019
  • Wednesday
    May 08, 2019

Sunday, May 05

Time
Session Speakers
11 a.m. – 7 p.m.

Registration/Information Desk Open

    5-6 p.m.

    ACE General Session: The Economy 2019: Politics Collides with Reality*

    New faces in Congress are confronting a rapidly changing economic landscape. Join Dr. Rossell as she considers the intersection of economics, financial markets and politics in year to come.

    *Optional session for RMA Capstone attendees. 

    Monday, May 06

    Time
    Session Speakers
    7 a.m. - 7 p.m.

    Registration/Information Desk Open

      7-8 a.m.

      Breakfast

        8-8:10 a.m.

        Welcome and Opening Remarks

        8:10-9:25 a.m.

        Tax Efficient Drawdown Strategies

        The traditional approach to liquidations in retirement is very straightforward: spend taxable dollars first, and let tax-deferred retirement accounts keep growing, because no one wants to pay taxes any sooner than they have to! Except the reality is that there really is such thing as "too much" tax-deferred compounding growth, which makes future retirement distributions so large it drives the retiree into higher tax brackets and results in less wealth! In this session, we explore a more effective tax-efficient withdrawal approach of equalizing tax brackets throughout life, by mixing together taxable, tax-deferred, and tax-free accounts over time, and leveraging strategies like systematic partial Roth conversions and even capital gains harvesting to smooth out tax brackets from year to year and reduce cumulative taxation throughout retirement!
         

        9:25-9:40 a.m.

        Break

          9:40-10:30 a.m.

          How to Use Asset Liability Matching to Build a Safe Runway into Retirement

          How do you make sure a client's portfolio can deliver reliable paychecks as they transition into retirement? Find out why asset–liability matching has been used by pension plans for years, how they match investments to the point when they need to be consumed, why clients love this approach when it is applied to their portfolios.
           

          10:30-10:45 a.m.

          Break

            10:45 a.m.-12 p.m.

            The Impact of Rising Longevity on our Society and Economy

            Many of our societal norms regarding aging are inaccurate. Examine the concept of “old age” through a new lens of actuality.
             

            12-1:30 p.m.

            Private lunch and discussion

              1:30-2:45 p.m.

              Digesting the Alphabet Soup for Finance Theory for Retirement

              Typical finance classes offer up an alphabet soup of acronyms for an advisor to digest, from LCH, MPT, MVO, to CAPM, TDF, TIF, QDIA, GBI and more. In this interactive session, gain an understanding of finance theory for retirement, discover behavioral biases that advisors and clients may hold, discuss flaws in previous theory, expose challenges in planning for retirement with current instruments and products, and discuss innovative approaches to help clients achieve retirement security.
               

              2:45-3 p.m.

              Break

                3-4 p.m.

                ACE General Session: Creating High Performing Teams

                High performance teams aren’t created by luck. They come from a deliberate process of nurturing talent, creating clear goals, guidelines, and offering the right tools to meet those goals. All of this is managed by the team leader who has gained significant self-awareness of his or her own strengths and weaknesses. Too often the team leader’s own workplace biases hinder their ability to perform at their highest level and once they become aware of their predispositions around the workplace, they can learn to set their biases aside, so their team's strengths can flourish. Learn from twenty years of research about generational workplace biases, how they hinder their team's performance, how to Gen-Flex and get out of your own way so your teams can thrive.

                4-4:15 p.m.

                Break

                  4:15-5:30 p.m.

                  RMA Curriculum Workshop: Risk Management

                  Mitigating risks in retirement is a key component of adding value to your clients. Examine the risk management approaches developed from the RMA certification curriculum that offer best practices for creating and communicating solutions to your retirement clients.This session is sure to be an eye-opener.
                   

                  Tuesday, May 07

                  Time
                  Session Speakers
                  7 a.m. - 7 p.m.

                  Registration/Information Desk Open

                    7-8 a.m.

                    Breakfast

                      8-9:15 a.m.

                      ACE General Session: The Global Outlook: Opportunities and Risks

                      This session will examine the current risks and opportunities in the global economy. Based on research conducted in The Third Pillar: How Markets and the State Leave the Community Behind, This session will cover why the politics of globalization has become so fraught, why political and economic uncertainty has increased so much, what it will lead to if unchecked, and what we can do to avoid the societal turmoil it is causing.
                       

                      9:15-9:30 a.m.

                      Break

                        9:30-10:45 a.m.

                        Social Security: Addressing Critical Issues for Clients

                        Social Security plays an integral role for those already in or preparing for retirement. Can you answer all of your clients’ questions about this important benefit program? Discover the essential elements, rules and regulations, eligibility requirements, available benefits, taxation issues, employee and spousal requirements (current and ex-spouses), and more during this face-paced session with one of the nation’s leading subject matter experts on retirement.
                         

                        10:45-11 a.m.

                        Break

                          11 a.m.-12 p.m.

                          RMA Curriculum Workshop: Household Balance Sheet

                          The Household Balance Sheet™ is a methodology developed from the RMA curriculum that produces a unique record of a clients’ household assets and liabilities, including hard-to-quantify elements like human and social capital. Join this workshop to discover how this methodology could provide the perspective you need to solve your clients’ unique needs.
                           

                          • Bob Powell
                            Retirement Management Journal, Editor
                          12-1:30 p.m.

                          Private lunch and discussion

                            1:30-4:30 p.m.

                            RMA EXAM

                              Wednesday, May 08

                              Time
                              Session Speakers
                              7 a.m. – 11 a.m.

                              Registration/Information Desk Open

                                8-9 a.m.

                                ACE General Session: Originals: How Non-Conformists Move the World*

                                To survive and thrive, organizations need original thinking. Drawing on new book, Originals, Adam Grant explores how we can all get better at recognizing and championing new ideas, how to overcome fear and doubt and how to build cultures that welcome diverse perspectives and honest feedback. He reveals why late entrants typically beat first movers, friendly managers end up being the least supportive, devil’s advocates often backfire but contrarian opinions are useful even when they’re wrong, and the values that help organizations prosper early on are the same ones that thwart their growth later.

                                *Optional session for RMA Capstone attendees. 

                                9:30-10:30 a.m.

                                ACE General Session: The Hidden Motives of Investment Teams (and How to Take Advantage)*

                                What is the top priority of investment team members when they come together to make a decision? Spoiler: it is not to make the best possible decision.

                                *Optional session for RMA Capstone attendees.