
Scholarship Spotlights
The Investments & Wealth Foundation scholarship program has helped talented professionals with a wide range of backgrounds and experiences earn the certifications and expertise that define great careers in wealth management. Below, we share some of those stories and the role the Foundation played in their journey.
Meet Your Peers in the Investment & Wealth Institute

Ryan T. Luna, CPWA®, CIMA®
Senior Portfolio Manager
CitizensTrust
What is your current title and business name?
Senior portfolio manager with CitizensTrust.
Can you share your journey to becoming a professional in the financial services industry and how your Hispanic heritage has influenced your path?
I certainly fell into the industry, as financial services was not on my radar after graduating from college with a double major in political science and history. My first job in financial services happened after a friend called and asked if I was interested in becoming an assistant trader for a hedge fund he was working at in the San Francisco Bay Area. This was before the term “hedge fund” was in the public vernacular, and I said, “Sure, what’s a hedge fund?”
It was the best job with the worst hours, working London hours from California. It occurred at a time after Russia had gone through perestroika in the 1980s, which eventually led to the 1993 Russian constitutional crisis in September and October of that year. It was also the first time I could see the direct linkages between geopolitical events and financial markets as equities, currency prices, and global bond prices gyrated as news came over the Reuters wire. After that, I was hooked.
There were not really any individuals of Hispanic background whom I knew personally at the time who I can say were models for me to follow in the industry, although I do recall coming across the name of Robert “Bob” Rodriguez at First Pacific Advisors and thinking, “OK, there are Hispanics in this industry.” Over time, though, I think it was that absence of role models that helped me persevere as I developed my own path.
In what ways do you believe your Hispanic heritage contributes to your perspective on your profession and client relations?
My grandparents on my mother’s side of the family were farmers in the Chino Valley in Southern California, and my father started his own trucking company, so I certainly come from a family with an entrepreneurial mindset. But although both were successful for many years, eventually they also went through financial hardship. Seeing and experiencing this drove home a desire in me to help others, as I recognized that generating wealth can seem like the easy part, but holding on to it is not always so easy, especially for those who may be great business owners but are challenged when it comes to the investment part of the equation.
You are a scholarship recipient at the Investments & Wealth Institute. How has receiving this scholarship impacted your career goals?
Receiving the scholarship came at a time when I was at a “fork in the road” and not long after I had completed my MBA at the USC Marshall School. I had been in institutional asset management for about 12 years when I began to question whether I wanted to remain in the industry.
Early in my career, I was asked if I wanted to join an advisory team. At the time, I didn’t, simply because I did not feel I had the knowledge and experience to connect with clients and be authentic in developing a relationship. But after 12 years, I did know that it was a transition I was now prepared to make. Although there were certainly many doors closed along the way, having been awarded a scholarship allowed me to begin my pivot into the wealth management side of the industry by obtaining the CIMA® certification and later the CPWA®. It has certainly broadened my skill set and given me new confidence to continue in this industry.
How do you celebrate your Hispanic heritage in your professional life?
Growing up, I never really thought about my Hispanic heritage, and although I took Spanish in high school, I didn’t really learn the language until I traveled after college. My first trip abroad was to Spain, and later, that’s how I met my wife while scuba diving in Colombia. It’s something I like to talk about. Through my wife’s family, we also own a coffee farm in Colombia, and it’s something I hope to share with colleagues and clients in the future. I’m also fortunate to have an employer that celebrates its Southern California roots and the Hispanic influences of its workforce.
Past Spotlights

Invest in the Future of the Financial Profession
To enable our profession to thrive, we must continuously invite new voices into our conversation.
Your tax-deductible gift to the Investments & Wealth Foundation helps grow the financial profession by actively engaging members who both represent and serve a variety of communities, genders, ages, and ethnicities.
The costs of the Foundation are underwritten by Investments & Wealth Institute, so 100% of your donation to the Investments & Wealth Foundation supports scholarships.
All donations are tax-deductible to the extent allowed by law. Our EIN is 87-4617128.
Donate Today













