Retirement Management Advisor® and/or
Retirement Management Analyst

RMA® Certification

Practical Retirement Income Solutions




Investors agrees it is very important for their advisor to help them maximize their income for retirement


Clients agree that their advisor meets a rigorous set of requirements to be certified


Investors say it is very important for their advisor to help them set clear goals for retirement


Opportunity to Stand Out!

Today’s Market Challenges​

Clients need stronger financial guidance around evaluating their retirement readiness plans, as they prepare to leave the workforce and enter one of the phases of retirement.​

With turbulent markets looming, and inflation and interest rates placing pressure on today’s households, those approaching retirement or already in retirement need more specialized guidance than ever before. Income fluctuations and disruptions create a heightened need for advisors who have specialized skills in addressing the needs of retirees and can guide their clients to overcome obstacles and potential roadblocks. Clients are demanding fresh strategies for navigating their unique hazards and need meaningful implementation strategies for helping them maximize their wealth.

How the RMA Can Help ​

The RMA® program addresses real-time retiree challenges and is constructed to help advisors navigate the specific needs of those managing retirement income plans so that they can drive better outcomes.​

Designed for times like these, our faculty bring relevant client challenges of today to the table. They share techniques and provide you with innovative approaches to keep your clients on track with their retirement promises. By exploring contemporary examples, you will leave with the processes and procedures to tackle even the most complex retirement income plans. You will learn how to address today’s retiree challenges with repeatable and actionable strategies. When completed, you’ll be able to confidently have a meaningful conversation for those at the end of their career lifecycle, helping them evaluate their retirement readiness and helping those within retirement thrive.​

What You Will Learn 

The RMA® program will walk individuals through three main topic areas that will help provide stability and bring longevity to your retirement income plans. ​

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The Retirement Opportunity

  • The Retirement Landscape
  • Retirement Mindset and Behavior
  • The Ethical Advisor


Professional business woman smiling and looking at paperwork

The Retirement Client

  • Client Discovery and Analysis
  • Assessing Retirement Readiness
  • Retirement Risk Management

formal instructor teaching a class

Retirement Technical Design

  • Retirement Portfolio Allocations
  • Key Retirement Planning Decisions
  • Implementations Strategies
  • Life in Transition
  • Retirement Policy Statements​

Why are advisors searching for knowledge?

dollar sign and four arrows piggy bank moneybag dollar sign in hand icon

92% of advisors said clients are anxious about inflation's impact on their retirement​


82% of advisors said clients aren't confident about outliving retirement savings​


73% of advisors said clients are unsure about protecting income in retirement​


64% of advisors said clients aren't convinced they'll retire on time​

*  RetireOne and Midland National Life

Gain Specialized Skills Without the Wait

You can gain the skills and strategies you need to navigate the complex world of income planning for and thriving inside of retirement. We offer a self-study period, combined with instructional guides and periodic check-ins, along with a 2-day, instructor-led class either in-person or virtually (also available on-demand).​

Upon completion of the RMA®, you’ll walk away with:


The confidence to meet today’s client needs, tackling timely and relevant subjects that drive better outcomes.
The ability to analyze complex investor needs, and the skills to make more informed business decisions.
The tools, network and resources to attract new clients and grow your business


Isn’t it time to invest in yourself?


What People Are Saying

Dorothy Bossung CPWA RMA

“My participation in the RMA® certification program has given me practical insight that I can use every day when working on retirement issues with my clients. The certification process has helped me grow my business and my network.”

Dorothy Bossung, CIMA®, CPWA®, RMA®, CFP®
Director at BDO Wealth Advisors, LLC

Investments & Wealth Institute member since 1998