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RMA Certification: Practical Retirement Income Solutions

 “My participation in the RMA certification program has given me practical insight that I can use every day when working on retirement issues with my clients. The certification process has helped me grow my business and my network.”

Dorothy Bossung, CIMA®, CPWA®, RMA®, CFP®
Executive Vice President, Lowery Asset Consulting, LL

Investments & Wealth Institute member since 1998


Investors agree it is very important for their advisor to help them maximize their income for retirement
Clients agree that their advisor meets a rigorous set of requirements to be certified
Investors say it is very important for their advisor to help them set clear goals for retirement

The Retirement Management Advisor® (RMA®) program is an advanced certificate program and pathway to certification that focuses on building custom retirement income plans to mitigate clients' risks and to master the retirement planning advisory process, all within an increasingly regulatory environment.

Focused on outcomes, not expectations, the RMA certification provides advisors with practical tools, techniques, and methodologies. The result is a set of knowledge and skills that can satisfy clients' retirement needs. Learners may elect to complete just the online course and receive a certificate of completion, or advance through the capstone course and the final exam to receive the RMA certification. 

How It works

RMA Certification Process

1​ Level One: Retirement Management Online Course
Candidates complete the online course which consists of eight modules, readings, recorded lectures, a progressive case study, quizzes, webcasts, and a community forum.

The online course has been approved for 25 hours of CIMA®, CIMC®, CPWA®, and CFP® continuing education credits.  
2​ Level Two: Retirement Management Capstone

Candidates attend a two-day, in-person, executive education capstone event.

In a private classroom-style experience, the capstone takes concepts from Level One, puts them in the context of timely real-world developments affecting the retirement landscape, and helps attendees master the tools to successfully address these issues with clients.

The education capstone has been approved for 15 hours of CIMA®, CIMC®, CPWA®, and CFP® continuing education approval.

The education capstone will be offered next on:

  • December 9–10 in Hollywood, Florida, at the Diplomat Hotel
3​ Level Three: Retirement Management Advisor Examination

Candidates will be offered the opportunity to take the RMA examination in a proctored setting at the December Capstone and beyond.

Upon completion of Level One and Level Two, a candidate must submit an application and adhere to the Institute's compliance requirements before they can sit for the examination.

The examination comprises 100 multiple-choice questions.

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More Information

Why Earn an RMA Certification?

Why RMA?

To achieve the highest level of success in providing retirement income solutions to clients,  advisors must go beyond today’s conventional wisdom to embrace a new and much more complete process. Hear what they have to say. 


Ready to get started?

Register for RMA certification now or if you have additional questions, request more information.

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