Schedules & the RMA® Faculty



The Institute is committed to delivering world-class experiences that our members have come to expect and enjoy.


RMA Faculty

That is why we partner with the most recognized and admired retirement experts in the country. From, industry influencers, and practitioners to professors from the countries most admired universities, we purposefully partners and engage with individuals who are redefining the industry and champion our curriculum. They passionately bring their insights and strategies to the surface, providing you turnkey solutions that you can implement immediately into your practice.

Class Schedules

If you would like a more structured schedule to earn your RMA certification, we have four class options to choose from in 2021. Simply select the schedule that best works for you and email for more information. The scheduled class options include the following: a kick-off call, check-in emails, live webcast check-in, open office times.

  Application Deadline Level 1
(10 weeks)
Kick-off call Check-in call Open office sessions Capstone* Summary call Schedule exam by
  2021 Schedule              
Class 1 Feb 10 Feb 15-
Apr 23
Feb 16 Mar 18 Mar 2, Apr 8 On-Demand
May 1-15
May 18 May 31
Class 2 Apr 27 May 3-
Jul 12
May 4 Jun 3 May 20, Jun 24 On-Demand
Jul 13-31
Aug 3 Aug 15
Class 3 Jun 17 Jun 24-
Sep 3
Jun 24 Jul 27 Jul 13, Aug 19 In-person
Sep 13-14
Sept 14 Sep 30
Class 4 Sep 13 Sep 20-
Nov 30
Sep 21 Oct 19 Oct 5, Nov 4 Virtual
Nov 17-18
Dec 16 Dec 31
  2022 Schedule              
Class 1 Oct 25, 2021 Nov 1, 2021-
Jan 7, 2022
Nov 2, 2021 Dec 2, 2021 Nov 18, 2021
Jan 6, 2022
Jan 31-
Feb 1
Feb 1, 2022 Feb 1, 2022
Class 2 Feb 7 Feb 14-
Apr 22
Feb 15 Mar 17 Mar 3, Apr 7 In-person
May 16-17
May 17 May 17
Class 3 Jun 6 Jun 13-
Aug 19
Jun 14 Jul 14 Jun 30, Aug 4 Virtual
Aug 22-
Sep 3
Sep 8 Sep 30
Class 4 Sep 6 Sep 12-
Nov 25
Sep 13 Oct 13 Sep 29, Nov 10 Virtual
Nov 28-
Dec 10
Dec 13 Dec 31

Dates are subject to change

*View all Capstone Options

​The RMA® Core of Body of Knowledge

These high level core topics include four knowledge domains, covering 8 knowledge sections derived from a job task analysis. This process allows us to continuously refresh the content based on feedback from experts in the industry  to ensure you obtain the knowledge and skills needed to become an advanced retirement management consulting professional.

RMA Core Topics


Client Diagnostic Kit

  1. Client Planning Process—Client planning process, retirement phases, advisors' styles, “gamma," measures of fundedness

  2. The Household Balance Sheet—Household balance sheet, financial, social and human capital, start of life-cycle plan

  3. Household Cash Flows—Fixed and discretionary expenses, tax-bracket planning, retirement milestones, Medicare and Long-term care, Social Security, pensions, complete life-cycle plan

Retirement Allocation

  1. Assessing Retirement Risks—Retiree risk profiles, risk management techniques, floor allocation, probability-based and safety-first strategies

RMA Toolbox

  1. Risk Management Allocations—Retirement allocations, withdrawal strategies, time segmentation, retirement policy statements

  2. Account Location/Product Selections—Product selection, account location, income annuities

Practice Management

  1. Presenting & Monitoring the PlanMethods for planning, transparent and trustworthy advisory practice, aligning client situation with planning methodology

  2. Professional GuidelinesInvestments & Wealth Institute’s Code of Professional Responsibility, marks usage, legal and regulatory compliance

Learn more about your RMA® program instructors


Dana Anspach

Dana Anspach, CFP®, RMASM, is founder and CEO, Sensible Money, LLC, founded her fee-only registered investment advisory firm with the goal of providing the type of planning needed to align her client’s finances for their transition out of the work force. She is the author of Control Your Retirement Destiny and Social Security Sense.



Devin Ekberg

Devin Ekberg, CFA®, CIMA®, CPWA®, oversees the development and delivery of Institute conferences, online education, and print publications. Mr. Ekberg is an expert in security analysis and financial analysis, and has developed educational products for investment consultants, wealth advisors, and individual investors. He earned his Master’s degree in Investment Management and Financial Analysis from Creighton University. He also holds three advanced certifications: Chartered Financial Analyst® (CFA®) from the CFA Institute, Certified Private Wealth Advisor® (CPWA®) and Certified Investment Management Analyst® (CIMA®) from the Investments and Wealth Institute. He currently serves on the investment committees for two non-profit foundations.


Francois Gadenne

Francois Gadenne, CFA®, RMASM, is founder of the Curve Triangle Rectangle Institute. Previously, he was co-founder, chairman and executive director of the Retirement Income Industry Association. For more than 30 years, Mr. Gadenne has led teams that build successful technology solutions for the financial industry. His background combines a history of entrepreneurship, staff and line experience at financial service organizations, and corporate strategy consulting. He is a graduate of the Ecole Superieure de Commerce de Paris and earned an MBA, J.L. Kellogg Graduate School of Management, Northwestern University. He also earned a certificate of director education from the National Association of Corporate Directors.

Michael Guillemette

Michael Guillemette, Ph.D, CFP®, assistant professor, department of personal financial planning, Texas Tech University, focuses his research on client risk assessment and the demand for insurance. Quoted frequently by national media, Professor Guillemette previously served as an assistant professor at the University of Missouri. He earned a bachelor’s degree, University of Georgia, and a master’s degree and doctoral degree in personal financial planning, Texas Tech University.



Michael Kitces

Michael E. Kitces, MSFS, MTAX, CFP®, CLU®, ChFC®, RHU, REBC, CASL, CWPPTM, is director of research for Pinnacle Advisory Group, a private wealth management firm, and publisher of the e-newsletter The Kitces Report and the blog Nerd’s Eye View at, which is dedicated to advancing knowledge in financial planning. He is a writer and editor whose work has appeared in Financial Planning, Journal of Financial Planning, Journal of Retirement Planning, Practical Tax Strategies, the Wall Street Journal, and BusinessWeek. He co-authored The Annuity Advisor with John Olsen and Tools & Techniques of Retirement Income Planning with Steve Leimberg. He was recognized as one of five financial planning “Movers and Shakers” for 2006 by Financial Planning magazine and one of 20 “Rising Stars in Wealth Management” by Institutional Investor News for 2007. He serves on the editorial review board for Journal of Financial Planning and on numerous boards and committees for the Financial Planning Association and the Society of Financial Services Professionals. He is a co-founder of NexGen, which aims to ensure the transfer of wisdom, tradition, and integrity from the pioneers of financial planning to the next generation of the profession. Michael earned a master’s degree in taxation from the University of Tulsa, a master’s degree in financial services from the American College and a bachelor’s degree in psychology from Bates College.


Marcia Mantell

Marcia Mantell, RMA®, NSSA®, President, Mantell Retirement Consulting, Inc.,  regularly partners with financial institutions in the U.S. and Canada to help support the customers they serve across the retirement spectrum—from a focus on saving, to the transition into retirement, and then, how to organize and manage income to last a lifetime.  She has helped the country's foremost financial services firms and advisors increase their knowledge of complex retirement concepts and regulations. She has a remarkable ability to translate those concepts into everyday language that educates and motivates real people to take the right steps to achieve the retirement they desire.


Arun Muralidhar

Arun Muralidhar, Ph.D., co-founder, Mcube Investment Technologies LLC, co-founder and client service manager, AlphaEngine Global Investment Solutions, is a nationally-recognized leader in pension reform, asset allocation and currency management. The author of Innovations in Pension Fund Management and A SMART APPROACH to Portfolio Management, and co-author of Rethinking Pension Reform, and editor, European Pension Reform, assists institutional investors in asset allocation, currency management, and external management oversight through customized investment advice.


John Nersesian

John A. Nersesian, CIMA®, CPWA®, CIS, CFP® is head of advisor education for PIMCO, providing advanced wealth management and investment consulting education to financial professionals. Previously, he was managing director of wealth management services for Nuveen Investments from 2000 to 2018. Prior to this, he was a first vice president at Merrill Lynch Private Client Group, where he was also a leader of advanced training for financial consultants. Mr. Nersesian served as a board member of the Investments and Wealth Institute (IWI, formerly IMCA) from 2006 to 2017, and as chairman for the 2014-2015 term. He is a faculty member for the IWI Certified Private Wealth Advisor (CPWA) and Certified Investment Management Analyst (CIMA) education programs held at Yale University and The University of Chicago. He has 35 years of investment and financial services experience and holds an undergraduate degree in business and economics from Lehigh University. He has earned the CFP, CIMA and CPWA designations.


Robert Powell

Robert Powell is a longtime financial journalist and a regular contributor to, USA Today, The Wall Street Journal, and MarketWatch. He serves as editor of The Street’s Retirement Daily and as editor of the Retirement Management Journal, a peer-reviewed professional journal. He was instrumental in developing the Retirement Management Advisor℠ designation. Previously, he served as editor of Retirement Weekly; managing director of Dalbar, where he was responsible for all aspects of the firm's publishing company: Mutual Fund Market News, Variable Annuity Market News, The Journal of Mutual Fund Services, Registered Investment Advisor, Visionaries, and Advice, Trust & Money; and managing director of Acadient, an online financial education company. He has also served as host or co-host of several television, radio and internet chat programs, including “Consumer Portfolio” on Boston Cablevision, “Talk of New England” on New England Cable News, “The Money Manager” on WMEX-AM Boston, and “FundWire” on AmericaOnline. The co-author of Decoding Wall Street and author of 20 Tips for Retirement Investors, Mr. Powell earned a bachelor's degree from Marquette University and a master's degree from Boston University.