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RMA® Certification
The Advanced Certification for Retirement Planning Needs
The Retirement Management Advisor® (RMA®) professional certification is designed for advisors who want to manage retirement income with greater precision and confidence. Tailored for advisors working with clients nearing retirement or already retired, the RMA® provides a structured, process-driven approach to addressing the complexities of retirement income planning.
Apply NowWhat Can RMA Certification Do for You?
With a focus on sustainable income generation and ongoing client guidance, the RMA® program gives you the tools to deliver exceptional value to clients navigating the transition into and through retirement.
Set yourself apart as an expert in not just asset accumulation, but sustainable income generation — helping clients navigate the full retirement lifecycle with clarity. The program’s multidisciplinary approach:
Enhances your knowledge of each clients' concerns, liabilities and goals - and how to successfully balance and plan for them.
Prepares advisors to demonstrate proficiency in all facets of planning, from building wealth to optimizing retirement income and managing longevity risk.
Ensures clients are prepared and positioned to navigate market volatility, inflation risks and uncertainty.
Expand your financial advising practice by demonstrating your ability to guide clients through the full retirement lifecycle with the RMA® certification.
Have questions about RMA® certification?
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RMA® Certification Process & Costs
Why wait to get the up-to-date knowledge and skills your clients need now?
The RMA® program is uniquely designed to enable you to start right away and complete your certification in just 4-6 months. Throughout the initial self-study period, you’ll have the support of instructional guides and periodic check-ins. Then, you’ll attend a 2-day, instructor-led capstone seminar, either in person or virtually (also available on demand).
Ready to get started?
Get RMA® Process & Cost DetailsApply and select self-paced or scheduled study
Complete online study and capstone seminar
Pass the RMA® certification exam
Complete your certification
Premier Instruction to Guide Your RMA® Education Program
As an Investments & Wealth Institute comprehensive certification, the RMA® curriculum features the deep dive education, rigorous requirements, and practical application that IWI has been delivering for more than 30 years.
We partner directly with top industry leaders and respected academic faculty to teach both the online lectures and the executive education capstone course.
These dedicated professionals ensure your course content is always fresh and immediately relevant. You’ll get contemporary examples, innovative approaches, and practical solutions to your clients’ complex retirement challenges.
Preview the RMA® CurriculumView RMA® Course and Capstone Details"The RMA certification program is very relevant to where the business is heading. Retirement outcomes and income segmentation will be critical to the success of financial advisors moving forward."
Ryan Bettencourt, RMA®
Franklin Templeton
Resources to Support Your RMA® Certification Journey
BROCHUREMake your case to peers and employers.
CANDIDATE HANDBOOKAll-in-one reference to the RMA® certification program.
RMA® EXAM & CURRICULUM OVERVIEWAt-a-glance coursework outline and what to expect at exam time.
SCHOLARSHIPSLearn about financial assistance for RMA® candidates from underrepresented communities.
"I believe this course and designation brings a fresh, updated and innovative view of retirement planning for today's day and age. This program has also helped me look at retirement planning in a different light and scope of structuring plans. It has made an impact almost immediately for me, my clients, and my business."
Roger Mussa, CPWA®, RMA®, CPFA
Senior Vice President, Wealth Management Advisor; Mussa Wealth Management of Merrill Lynch
Why offer RMA® certifications to your teams?
Retirement planning and management is often at the center of client conversations. The RMA® designation demonstrates an elevated layer of service in your financial advising and wealth management teams.
RMA® professionals bring exceptional value to your firm.
Ready to take the next step?